insurance for who. if your kid gets hurt your own insurance will take care of it first. i work for the insurance so i know how it works. i really dont think you are all seeing the picture i am painting. so let me slow down for those who are slow in understanding my point. the 6 and under kids are doing exactly what all the other age groups are doing. paying the same amount, going to the same practices, wrestling the same tournaments. They are not getting a chance to compete against the same age level in the end. That just does not make a damn bit of sense. If there is an age group for that and they are paying for it then give them what they have worked all damn year for and that would be a reward in the end. The good job and boy im glad you had fun doesnt always work. They see the older brother bringing home a medal or trophy that says state on it and thats what they want. Ok. Ok. See ya all in Ottawa. Make sure you all have fun.