The folly of the comment speaks for itself, but I am feeling ornery tonight, so I'll respond.
"Man up"? Yes, the level of one's masculinity always overcomes the laws of physics when a careless driver losses control and comes into your lane causing a head-on collision. Those who have "manned up" walk away unharmed. Those who have not, are injured or killed.
Indeed, all should judge the risk and ignore comments like this.